Job ref no.: 2200018263
Standard Chartered Bank

Analyst, Credit Initiation

Standard Chartered Bank

Role Responsibilities


Define key responsibilities to reflect the duties and responsibilities of this role.

  • [Assessing and approving unsecured loans / cc products within delegated authority
  • Ensuring the loans & credit card are granted in compliance with Credit Policy and HKMA guidelines
  • Providing quality services for the internal customer and accomplishing daily applications within the specified time frame
  • Assisting immediate supervisor to handle various tasks and activities
  • Comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer and line manager


  • Process the task within SLA


  • Handle both acquisition & portfolio approval & support UAT / UVT


  • Perform the tasks in designated system

People & Talent *

  • 2-3 years of experience in credit analysis and approval, in particular on Unsecured Lending Products.
  • Strong analytical power, good problem solving skills and ability to work under immense pressure.
  • Possesses sharp judgment and ability to make prompt and reliable recommendations to management under tight timelines.
  • Good communication and interpersonal skills.

Regulatory & Business Conduct *

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead the [country / business unit / function/[team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders*


  • Operation
  • Frontlines
  • CRM
  • Other approvers



  • Relevant experience in the banking sector
  • Credit knowledge in Unsecured Loans products or Credit Card
  • Analytical mind with good communication skills
  • Able to work independently
  • Good team player 

Apply Now to join the Bank for those with big career ambitions.

More job information
Job ref no. 2200018263
Job Function
Employment Term
  • Full-time
Career Level
  • Non-management level
  • Degree