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Job ref no.: 116505/KAL
China CITIC Bank International Limited

Assistant General Manager, Corporate Credit Risk

China CITIC Bank International Limited

Job purpose

  • Analyze, review and approve credit proposals within delegated authority to ensure that they adhere to the Bank’s prevailing credit standards and policy guidelines.

 

Key Responsibilities

  • Manage credit approval and asset quality of the Bank in designated business units within Wholesale and Cross-border Banking Group.
  • Perform critical risk analysis on credit applications beyond individual authority and make recommendation and deal with credit challenges in Credit Committee to facilitate approval decision.
  • Act as a risk sponsor of large and complicated deals in terms of pre-screening process, advisory of product/transaction structure from risk perspectives, project due diligence and risk assessment.
  • Work with business counterparts in proactive credit management of the designated credit portfolio in terms of credit migration monitoring, stress testing and early alert as well as criticized portfolio management.
  • Review and assign risk rating for borrower group; control authorized exposure on both industry and group perspectives and handle request for daily excesses.
  • Monitor account utilization, performance and loan compliance, alert marketing units for irregularities.
  • Actively involved in discussion with product groups for new product development.
  • Observe market intelligence and stay close to company news and announcement.

 

Requirements

  • Degree holder in Accounting, Finance, Business Administration or related disciplines.
  • Minimum 8 years’ credit risk management and/or credit approval experience gained from banking industry; exposure in managing China Corporates is preferable.
  • Thorough knowledge of accounting principles, financial statement analysis and credit administration.
  • Good credit judgment.
  • Excellent analytical, interpersonal and supervisory skills.
  • Able to communicate and present ideas effectively and persuasively.
  • Good command of written and spoken English and Chinese (including Putonghua).
  • Candidates with less experience will be considered as Assistant Vice President.

 

For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. ; Please apply with full resume stating current and expected salaries email to [via CTgoodjobs Apply Now ]

Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.

China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment.  All employment decisions will be made in a non-discriminatory manner.

More job information
Job ref no. 116505/KAL (CT3113782-01#0200)
Salary
  • N/A
Job Function
Industry
Location
  • Tsimshatsui
Employment Term
  • Permanent
  • Full-time
Experience
  • 8 years - 20 years or above
Career Level
  • Middle management level
Education
  • Degree
  • Master's degree