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Job ref no.: Assistant Manager, Credit Risk
Dah Sing Financial Group

Assistant Manager, Credit Risk

Dah Sing Financial Group

Summary:

Taking major role in the formulation, implementation and performance tracking of credit tests for credit card and personal loan products offered by the Retail Banking Division

Key Role and Responsibilities:

  • Partner with Business Units to develop credit tests, new products and programs to optimize risk-reward balance by preparing credit analysis for the formulation of credit criteria and ensuring compliance with regulatory guidelines
  • Work with IT to implement credit tests, new products and programs into credit initiation and credit management systems by preparing user requirement and performing user acceptance tests
  • Monitor credit performance of credit tests, new products and programs and recommend fine-tuning and normalization of credit tests
  • Provide support to Team Head to review and on-going fine-tune credit policies and keep track of portfolio quality and performance
  • Prepare and analyze credit MIS timely and accurately for internal and external parties

Job Requirements:

  • University graduate preferably with major in Statistics, Risk Management, Quantitative Analysis, Finance, Economics, Business Administration or related disciplines
  • 5 years of working experience in credit risk management of retail banking or related areas
  • Hands-on experience in the formulation, implementation and performance tracking of statistical tests
  • In depth knowledge in regulatory requirements introduced by various regulators, e.g. HKMA
  • High proficiency in SAS programming skills
  • Knowledge and experience in corporate lending and/or credit modelling is definitely an advantage

Please note that only shortlisted candidates will be notified.

More job information
Job ref no. Assistant Manager, Credit Risk
Salary
Job Function
Industry
Employment Term
  • Permanent
  • Full-time
Experience
  • 5 years - 10 years
Career Level
  • Middle management level
Education
  • Degree