Posted on 2022-07-19
Industrial and Commercial Bank of China (Asia) Ltd

Assistant Manager, Mortgage Credit

Industrial and Commercial Bank of China (Asia) Ltd

Job Responsibilities

  • Perform credit risk assessment and approval function for retail lending products with focus on mortgage loans
  • Recommend credit policy guidelines / workflow simplification to achieve operational efficiency
  • Ensure the compliance of regulatory requirement as well as credit policy guidelines in credit assessment
  • Work with business departments and front line sales staff in solving issues arising from mortgage loan applications and able to put up with workable recommendation / solutions Support user acceptance test on Loan Application Processing System
  • Participate in ad hoc projects as required

Job Requirements

  • University graduate with major in Business Administration, Finance or related disciplines
  • At least 5 years of solid experience in assessing and under-writing mortgage loan applications covering residential and commercial properties in a bank or mortgage under-writing agency
  • Familiar with the end to end mortgage loan application process, mortgage loan under-writing / process platform
  • Thorough knowledge, understanding and application of mortgage loan credit policy and regulatory requirements
  • Good product knowledge and risk exposure in retail banking
  • Able to deal with front line sales staff in resolving issues arising from the loan applications and providing workable solutions
  • A team player but able to work independently with minimal supervision
  • Good communication and interpersonal skills
  • Proficiency in PC software operations such as MS Office
  • Good command in both spoken & written English and Chinese
More job information
Salary
Benefits
  • 5-day week
  • Medical plan
Job Function
Industry
Employment Term
  • Full-time
Experience
  • 5 years - 10 years
Career Level
  • Middle management level
Education
  • Degree
Require to Travel
  • No travel