Work with the Bank’s risk, operational and frontline departments to execute proper credit risk management of retail loan products
Ensure the standards and quality of the credit assessments prepared by credit underwriter are adhered to the Bank’s credit policies and regulatory requirements
Assess credit proposals within his authority delegated in accordance with the Bank’s credit policies and regulatory requirements
Assist Team Head to maintain credit policy of retail lending products and ensure proper credit risk mitigation measures are in place and will be duly executed
Keep abreast of prevailing market developments, industry knowledge, the Bank’s policies / guidelines and regulatory requirements
Provide coaching to the subordinates
Degreeholder, preferably in Business, Finance, Accounting or other relevant disciplines
Minimum 10 years’ relevant working experience
Good knowledge in credit risk management and credit analysis relating to retail and private banking products such as mortgage loan, insurance policy financing, funds, structure products
Good writing skills and people management skills
Strong self-motivation with good business sense, risk management and interpersonal skills
Proficient in both English and Chinese; fluency in Putonghua is an advantage
We offer successful candidates an attractive remuneration package. For candidates who are willing to take up the challenge and build a bright career with us, Please forward your resume with a cover letter by fax or e-mail
The data collected would be used for recruitment purpose only. Applicants who are not invited for interview within six weeks may consider their applications unsuccessful.
We are a well established bank founded in 1933. Since 2008, the bank has become a member of the China Merchants Bank ("CMB") group, the sixth largest commercial bank by total assets in China and currently among the top 100 banks in the world. "United, Professional, Enterprising" (「團結、專業、進取」) are the essence of our corporate culture. Following the motto of "Progress with prudence, service with sincerity" (「進展不忘穩健 服務必盡忠誠」), the Bank provides comprehensive banking service to customers.
We are determined to offer our staff a platform with diversity for their personal growth and career development. We treasure talent and reward them for the values they create with their professionalism, proactiveness, creativity, teamwork and commitment to thrive for excellence.
To cope with our business expansion, our Bank is inviting high calibre candidates to apply for the following position:-