Assistant Vice President - Credit Risk & Compliance (Retail Finance and Credit Card Department)

Responsibilities:

• Work with the Bank’s risk, operational and frontline departments to execute proper credit risk management of retail loan products
• Ensure the standards and quality of the credit assessments prepared by credit underwriter are adhered to the Bank’s credit policies and regulatory requirements
• Assess credit proposals within his authority delegated in accordance with the Bank’s credit policies and regulatory requirements
• Assist Team Head to maintain credit policy of retail lending products and ensure proper credit risk mitigation measures are in place and will be duly executed
• Keep abreast of prevailing market developments, industry knowledge, the Bank’s policies / guidelines and regulatory requirements
• Provide coaching to the subordinates

Requirements:

• Degreeholder, preferably in Business, Finance, Accounting or other relevant disciplines
• Minimum 10 years’ relevant working experience
• Good knowledge in credit risk management and credit analysis relating to retail and private banking products such as mortgage loan, insurance policy financing, funds, structure products
• Good writing skills and people management skills
• Strong self-motivation with good business sense, risk management and interpersonal skills
• Proficient in both English and Chinese; fluency in Putonghua is an advantage

We offer successful candidates an attractive remuneration package. For candidates who are willing to take up the challenge and build a bright career with us, Please forward your resume with a cover letter by fax or e-mail

The data collected would be used for recruitment purpose only.  Applicants who are not invited for interview within six weeks may consider their applications unsuccessful.