The candidate would be mainly involved in credit risk related area and support other risk areas. The candidate would report to Head of Credit Risk for credit risk related area and assist Chief Risk Officer in the other risk areas. The job would mainly cover the followings:
a) Credit Risk:
- Review the credit application and provide recommendation to higher level authority for credit approval.
- Monitor and control various credit limits of the credit portfolio against risk appetite and risk limits of the Bank.
- Participate in and provide credit advice for pre-deal transaction discussion with Business.
- Update credit policies for adherence to relevant regulatory requirements and changing market environment.
- Prepare risk portfolio report and act as secretary for Credit Committee on rotation basis.
- Involve in ad hoc credit risk projects and deal with HKMA / auditors on credit risk issues.
- Engage in the post-approval monitoring process and carry out credit administrative works on rotation basis.
- Review the major credit terms of the loan documentation and give comments on the standard templates.
b) Risk governance management:
- Assist CRO in risk governance management other than credit risk, such as the review of risk appetite statement, large exposure management and the enhancement of the relevant procedures and control.
- Provide support to non-credit related risk management areas and overall risk control project on ad hoc basis.
- Degree holder in any disciplines.
- More than 5 years (for Assistant Manager post) or 8 years (for Assistant Vice President post) of experience in corporate/FI credit risk, either as credit analyst from risk/credit management department or as a relationship manager in the frontline in preparing credit application.
- Strong analytical mind with sound presentation skill.
- Fluency in English and Cantonese, Fluent Putonghua is an added advantage.
- Experience in other risk areas (e.g. special assets management, risk policy and procedure review, post-approval monitoring, loan documentation, etc) would be an added advantage.
We offer successful candidates an attractive remuneration package and the opportunity to work in a dynamic and exciting environment.
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