Job ref no.: 2200012019
Standard Chartered Bank

Associate Director, General Insurance Product, Bancassurance

Standard Chartered Bank

The Role Responsibilities


  • Execute annual product roadmap to support GWP growth and revenue generation
  • Work closely with key stakeholders to drive digital GI product proposition and penetration
  • Drive competitive customer offer / strategic campaign to drive business growth
  • Good understanding of market trend / development and proactively identify business x-sell opportunity


  • Participate in annual budgeting and product strategy discussion
  • Work closely with GI partners and drive the business agenda for the Bank
  • Have good understanding on market trend, client needs and provide timely market intelligence update
  • Manage and execute customer offer campaign
  • Ensure full compliance and execution of banca product governance policies and processes to meet internal and group requirements, as well as local regulatory requirements


  • Responsible for executing and managing the following product management process:
  • New product approval / modification
  • Product renewal / regular product maintenance
  • Ensure our GI product fulfil all relevant regulatory circulars guideline from HKIA / HKMA, and internal Group guideline / risk framework
  • Provider Approval / Management

Risk Management

  • Proactively identify, assess, monitor, control and mitigate risk related to GI product distribution
  • Advise relevant stakeholders on the application of relevant risk management frameworks and on outcomes of risk identification and assessment methodologies
  • Ensure proactive and timely assessment, execution of evolving regulatory changes/practices and associated risks


  • Obtain necessary approvals from local / group product approval forum for all new product launch / modification / renewal
  • Be accountable for identification and escalation of potential risks and issues to senior management through appropriate governance channels
  • Ensure timely completion of gap analysis and comply with any regulatory change related to GI product
  • Ensure all relevant approval records / evidence are in place to prepare for any audit / regulatory on-site exam

Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters

Key Stakeholders

  • Segment
  • Retail product teams
  • WM Hong Kong COO & Operations (WM P&P, BRM, Conduct)
  • Country Legal & Compliance
  • Country Conduct
  • Operation Risk
  • Group Bancassurance
  • General Insurance Partners

Our Ideal Candidate

  • University graduate with degree in Marketing / Business Admin / related disciplines
  • In-depth understanding in general insurance encompassing product development, digital marketing and business development
  • Possess strong insight on customer needs, industry trends and regulatory environment
  • Good project management skills
  • Excellent communication skills
  • Candidate with less experience may be considered as junior title 

Apply Now to join the Bank for those with big career ambitions.

More job information
Job ref no. 2200012019
Job Function
Employment Term
  • Full-time
Career Level
  • Middle management level
  • Degree