Participate in the development and maintenance of Audit methodology and procedures to provide independent assurance of Credit Risk Exposures and Credit Risk Management processes over credit business and support units.
Lead/Participate in the assessment of credit risk exposures quality from four considerations – actual versus expected portfolio performance, data integrity, troubled exposure and volatility of future performance.
Lead/Participate in the evaluation of credit process according to the elements of Product and Target Market Definition, Credit Initiation and Approvals, Documentation and Disbursement and Credit Risk Administration, Problem Recognition, Collection/Remedial Management, Portfolio Risk Management and Organisation and staffing.
Lead/Participate in the audit process and procedures to assess the operational risk and controls relating to credit operations, trade services and compliance risk over the consumer/commercial credit data.
Lead/Participate in the handling of special assignments (e.g. investigations and other ad hoc/special projects).
Act as business partner to Risk Management Division and other internal auditors to keep abreast of major developments/ updates to ensure efficient and effective working practices and monitor the implementation and progress of audit recommendations.
Bachelor degree with CIA, CPA or equivalent qualification
Minimum 7 years of credit related exposure in corporate/consumer banking, preferably in auditing
Sound knowledge of credit risk management activities and auditing requirements and applicable regulations of banking industry
Strong in MS Excel and knowledge of ACL, MS Access or other data analytics tool is preferred
Able to work independently or lead a team to execute audit assignment
Strong analytical, organizational and communication skills
Good command of English (Oral & Written) and Cantonese. Mandarin is preferred.
Willing to travel to PRC and Macau
Attractive remuneration package will be offered to the right candidate. Please apply with full resume stating present & expected salary and contact phone number to The Human Resources Manager, 10/F, 161 Queen’s Road Central, Hong Kong or via email to [via CTgoodjobs Apply Now ]. Please quote the reference.
Personal data collected will be used for recruitment purpose only. For more information, please visit our website: http://www.ocbcwhhk.com.