Credit Analysis Professional

Main Responsibilities

• Conduct analysis, assessment and evaluation on credit proposals for commercial clients and make recommendations for approval
• Assist to ensure the proper handling of credit request and to monitor a high credit quality of the bank portfolio of commercial clients
• Review and validate risk rating scorecards
• Monitor credit limit excess, credit ratings/loan classification changes, adverse news release, credit events and developments relating to counterparties
• Perform regular reporting, portfolio analysis and research duties
• Participate in bank projects relating to commercial credit risk and ad-hoc duties
• Visit Commercial clients with relationship managers when necessary

Requirements

• University degree holder, major in Business/Finance/Accounting or other related disciplines.
• Minimum 5 years credit analysis experience on Commercial banking credits (Chinese enterprises/ local large corporates/ FI/ NBFI). Candidates with more experience will be considered as VP or above.
• Detailed-oriented, good analytical, interpersonal and communication skills.
• Good command of written and spoken English and Chinese (Putonghua is a must).
• Proficient in PC applications, including Word and Excel.
• Multi-tasked and able to work under tight timelines.

Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.

All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.