PrimeCredit Limited

Credit Risk Officer, Unsecured Portfolio & Loss Recognition Management

PrimeCredit Limited

Job Highlights

  • 16 months+ salary per annum
  • Perform comprehensive portfolio review
  • At least 1 year of relevant experience


  • Perform comprehensive portfolio review for credit policies formulation and risk acceptance criteria setting for unsecured product
  • Assist to implement policy changes which may relate to pricing, underwriting criteria and account management issues, etc.
  • Prepare regular reports to monitor loss impairment level and unsecured portfolio performance in various dimensions, including delinquency, loss and recovery, profitability, new acquisition trends, score performance, etc.
  • Assist in ad-hoc analysis of the unsecured portfolio across different dimensions for potential improvement in credit loss, product offer, customer segments, profitability and credit procedures, etc.
  • Assist to develop new product offers and forecast the profitability and performance of new campaign
  • Conduct user acceptance test and coordinate the implementation of new product offers or any policy changes with system support



  • University degree holder or above in Business Administration, Risk Management, Statistics or other related disciplines
  • At least 1 year of experience in consumer finance or personal lending industry is preferable
  • Financial Risk Manager (FRM) or any risk management related qualification is preferable
  • Solid knowledge in data analytics is an advantage
  • Proficient in SAS, SQL or Excel VBA Programming skill
  • Proficient in spoken and written English and Chinese
  • Candidates with less experience will be considered as Credit Risk Analyst


This is a very rewarding and exciting opportunity. We offer an attractive remuneration to the successful candidates. Please forward your resume with present and expected salary by clicking Apply Now or complete the online application form at

To know more about PrimeCredit, please visit our websites

All applications will be treated in strict confidence and only be used for recruitment related purpose.

More job information
  • 5-day week
  • 13-month pay
  • Compassionate leave
  • Dental plan
  • Discretionary bonus
  • Education subsidies
  • Examination leave
  • Flexible working hours
  • Insurance plan
  • Loan availability
  • Marriage leave
  • Medical plan
  • Paid overtime
Job Function
  • Wanchai
Employment Term
  • Permanent
  • Full-time
  • 2 years - 3 years
Career Level
  • Non-management level
  • Degree