Perform comprehensive portfolio review for credit policies formulation and risk acceptance criteria setting for unsecured product
Assist to implement policy changes which may relate to pricing, underwriting criteria and account management issues, etc.
Prepare regular reports to monitor loss impairment level and unsecured portfolio performance in various dimensions, including delinquency, loss and recovery, profitability, new acquisition trends, score performance, etc.
Assist in ad-hoc analysis of the unsecured portfolio across different dimensions for potential improvement in credit loss, product offer, customer segments, profitability and credit procedures, etc.
Assist to develop new product offers and forecast the profitability and performance of new campaign
Conduct user acceptance test and coordinate the implementation of new product offers or any policy changes with system support
University degree holder or above in Business Administration, Risk Management, Statistics or other related disciplines
At least 1 year of experience in consumer finance or personal lending industry is preferable
Financial Risk Manager (FRM) or any risk management related qualification is preferable
Solid knowledge in data analytics is an advantage
Proficient in SAS, SQL or Excel VBA Programming skill
Proficient in spoken and written English and Chinese
Candidates with less experience will be considered as Credit Risk Analyst
This is a very rewarding and exciting opportunity. We offer an attractive remuneration to the successful candidates. Please forward your resume with present and expected salary by clicking Apply Now or complete the online application form at https://www.primecredit.com/career/en/jobs.
To enjoy life means having a job you love! PrimeCredit always puts people first – creating an environment that values both career and personal life. Throughout your career, both challenges and opportunities will come your way to open a new door to success; while our diversity and flexibility enable you to expand your life outside of work.
It’s not just a job, it’s a lifestyle! Join us now to create a life full of greatness together!