l BS degree in Finance, Economics, Accounting, Law, or related field, proven relevant working experience is preferred.
l Good command of spoken and written English, Cantonese and Putonghua (Traditional characters).
l Proficient in MS Office applications (including Word, PowerPoint and Excel).
l Solid understanding of Bilateral/ Syndication loan products and practices.
l Excellent communication and interpersonal skills.
l Customer satisfaction orientation and sales competencies.
l Ability to work in a goal oriented environment.
l Mature, job-oriented and be able to work independently under pressure.
We are looking for Loan Officers to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.
l Evaluate credit worthiness by processing loan applications and documentation within specified limits.
l Interview applicants to determine financial eligibility and feasibility of granting loans.
l Determine all applicable ratios and metrics and set up debt payment plans.
l Communicate with clients either to request or to provide information.
l Complete loan contracts and counsel clients on policies and restrictions.
l Update job knowledge on types of loans and other financial services.
l Maintain and update account records.
l Build up and update loan reports.
l Assess customer needs, explore all options and introduce different types of loans.
l Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
l Other tasks and duties assigned by supervisors.
l The candidate who has gotten Covid-19 vaccine will be the preferred selection.
*All personal data provided by job applicants will be used for recruitment purposes only. Applicants who are not contacted may consider their applications unsuccessful and their personal data will be destroyed within 8 weeks.
Chang Hwa Commercial Bank, Ltd. (CHB，彰化銀行) was incorporated in 1947. Since February 1962, CHB have been listed and traded on the Taiwan Stock Exchange. CHB’s head office is located in Taiwan. The bank currently has 1 subsidiary and 7 overseas branches, all located in the major international financial centers, providing financial products and services to Taiwanese/overseas Chinese corporations and individuals as well as local corporations. CHB’s international network covers Asia, Europe and America, with branch offices in New York, Los Angeles, Tokyo, London, Hong Kong, Singapore and Manila. CHB’s Hong Kong Branch, was established in September 1994, aiming to provide full financial services for our customers, providing deposits, loans, remittance, trade finance, international banking services, wealth management and a range of treasury services.