Posted on 2021-10-08

Loan Officer

Chang Hwa Commercial Bank, Ltd.

Job description and responsibilities

l BS degree in Finance, Economics, Accounting, Law, or related field, proven relevant working experience is preferred.
l Good command of spoken and written English, Cantonese and Putonghua (Traditional characters).
l Proficient in MS Office applications (including Word, PowerPoint and Excel).
l Solid understanding of Bilateral/ Syndication loan products and practices.
l Excellent communication and interpersonal skills.
l Customer satisfaction orientation and sales competencies.
l Ability to work in a goal oriented environment.
l Mature, job-oriented and be able to work independently under pressure.  

We are looking for Loan Officers to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Job requirements

l
Evaluate credit worthiness by processing loan applications and documentation within specified limits.
l Interview applicants to determine financial eligibility and feasibility of granting loans.
l Determine all applicable ratios and metrics and set up debt payment plans.
l Communicate with clients either to request or to provide information.
l Complete loan contracts and counsel clients on policies and restrictions.
l Update job knowledge on types of loans and other financial services.
l Maintain and update account records.
l Build up and update loan reports.
l Assess customer needs, explore all options and introduce different types of loans.
l Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
l Other tasks and duties assigned by supervisors.
l The candidate who has gotten Covid-19 vaccine will be the preferred selection.  

*All personal data provided by job applicants will be used for recruitment purposes only. Applicants who are not contacted may consider their applications unsuccessful and their personal data will be destroyed within 8 weeks.


 

All applications applied through our system will be delivered directly to the advertiser and privacy of personal data of the applicant will be ensured with security.
More job information
Salary
Job Function
Industry
Location
  • Kowloon City
Employment Term
  • Permanent
  • Full-time
Experience
    N/A
Career Level
  • Entry level
Education
  • Degree
Benefits
  • 13-month pay
  • Dental plan
  • Medical plan
  • Paid overtime