Develop and maintain credit strategy for retail and SME lending and manage the implementation
Assist in formulating, reviewing and updating credit policies, guidelines and procedures to regulate the credit activities undertaken by the bank
Review and approve applications relating to both retail and SME loans in compliance with the guidelines and procedures
Support the post-lending activities including but not limited to credit review and recovery
Prepare regular MIS reports to monitor on asset quality and perform data analysis where required
Participate in credit program and workflow design, system enhancement and project implementation
Collaborate with different functional units to manage and support ad-hoc credit risk tasks or projects and as assigned
University graduate in Risk Management, Statistics, Finance, Economics, Accounting, Business Administration or related disciplines
Holder of CFA, CPA or ECF-CRM is preferred
At least 5 years of solid experience in credit risk management function, preferably with knowledge of retail or SME lending products
Strong understanding of legal and regulatory requirements and banking practices on credit risk management
Excellent analytical, technical and problem solving skills
Self-motivated with strong risk control sense, ability to work independently and under pressure
Good communication, negotiation and business writing skills
Proficiency in written and spoken English and Chinese
Proficiency in Microsoft Office, knowledge on data analysis using programming tools, for examples, SAS and SQL is a plus
Attractive remuneration package will be offered to the right candidates. Interested parties please send your full resume with current and expected salary to the Human Resources Division[via CTgoodjobs Apply Now ] or by post to G.P.O. Box 139, Hong Kong.
All personal data collected will be used for recruitment related purposes strictly in accordance with the Bank's personal data policies, a copy of which will be provided immediately upon request by contacting our Personal Data Compliance Officer. Applicants who are not contacted within two months may consider their applications unsuccessful and the personal data collected from the applicants will be retained for no longer than two years from the date of rejection during which the applicants may be considered for other suitable positions within the Bank.
Incorporated in November 1950, Shanghai Commercial Bank Ltd. is one of the most well known local Chinese banks in Hong Kong. At present, there are more than 40 local and overseas branches. The Bank has always been pursuing the motto of its founder, Mr. Kwang-pu Chen, to 'Serve the Community'. The Bank's slogan of 'For Personalized Service' and 'All in a Family' denotes the Bank's devotion to providing personalized services to its clients and promoting a harmonious relationship among its staff members.