Manager / Assistant Vice President, Credit Risk

Responsibilities:
 

• Develop and maintain credit strategy for retail and SME lending and manage the implementation
• Assist in formulating, reviewing and updating credit policies, guidelines and procedures to regulate the credit activities undertaken by the bank
• Review and approve applications relating to both retail and SME loans in compliance with the guidelines and procedures
• Support the post-lending activities including but not limited to credit review and recovery
• Prepare regular MIS reports to monitor on asset quality and perform data analysis where required
• Participate in credit program and workflow design, system enhancement and project implementation
• Collaborate with different functional units to manage and support ad-hoc credit risk tasks or projects and as assigned

Requirements:

• University graduate in Risk Management, Statistics, Finance, Economics, Accounting, Business Administration or related disciplines
• Holder of CFA, CPA or ECF-CRM is preferred
• At least 5 years of solid experience in credit risk management function, preferably with knowledge of retail or SME lending products
• Strong understanding of legal and regulatory requirements and banking practices on credit risk management
• Excellent analytical, technical and problem solving skills
• Self-motivated with strong risk control sense, ability to work independently and under pressure
• Good communication, negotiation and business writing skills
• Proficiency in written and spoken English and Chinese
• Proficiency in Microsoft Office, knowledge on data analysis using programming tools, for examples, SAS and SQL is a plus

Attractive remuneration package will be offered to the right candidates. Interested parties please send your full resume with current and expected salary to the Human Resources Division [via CTgoodjobs Apply Now ] or by post to G.P.O. Box 139, Hong Kong.

Please visit us at www.shacombank.com.hk for more information about our Bank.

All personal data collected will be used for recruitment related purposes strictly in accordance with the Bank's personal data policies, a copy of which will be provided immediately upon request by contacting our Personal Data Compliance Officer. Applicants who are not contacted within two months may consider their applications unsuccessful and the personal data collected from the applicants will be retained for no longer than two years from the date of rejection during which the applicants may be considered for other suitable positions within the Bank.