Job ref no.: 2200013212
Standard Chartered Bank

Manager, PvB Client Servicing &Transacting PvB Ops

Standard Chartered Bank

Role Responsibilities
 
Processes
  • To ensure the credit operations processes to comply with agreed processes and guidelines
  • Prepare/Maintain/Update Desk Operating Instructions (DOIs) for critical processes
  • Accountable for the preparation of credit documentations for Private Bank Clients and to achieve the agreed SLA
  • Review/Check constitution documents of corporate client, ensure proper corporate authorizations has been sought for execution of facility documents
  • Review/Check company searches and court searches of corporate client
  • Assist CA/CSM to obtain legal opinion for offshore company to apply credit facility
  • Ensure the charge registration requirements on corporate/trust clients are followed and all registrations should be completed within the time limit to protect the bank interest
  • Ensure credit data contribution to credit reference agency are followed and complied; credit reference agency is updated in accordance with the laid down guideline; and compliance with the SPM IC6 in handling credit data
  • Prepare non-standard facility letter for approval from PvB Legal and PvB Credit Risk
  • To deal with onshore and offshore lawyers for legal opinion and charge registrations
  • To provide guidance and advices to team members or Front Office on credit documentations
  • Act as Maker/Reviewer or Checker role (in no event can take both roles in the same case) for the credit and facilities documentations of individual/corporate/trust account for Class I/II/III/IV facilities including premium financing documentations to ensure correctness, completeness and consistency with proper supporting documents (eg. member and/or director resolution, consent, undertaking) and the business credit approval before issuance for client’s execution and limit set up.
  • Approve and signoff credit documents as the role of checker after the documents are complete and all requirements are satisfied.
  • Ensure proper approval has been obtained for credit gap items and regular follow up with CA/CSM to clear gaps items and escalate Credit Risk and BORF for overdue items
  • Ensure security documents/title deeds are under bank custody and follow up with solicitor/Front Office for return of security documents/title deeds and the amendment of discrepant security documents/title deeds
  • Perform annual review of the credit documentation to ensure compliance with the credit policy requirement
  • Ensure credit documentations are safe kept as per record retention policy
  • Participate in ad hoc projects

Regulatory & Business Conduct
 

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Lead the [country / business unit / function/[team] to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
  • Private Bank Front Office and Middle Office
  • PvB Credit Risk
  • PvB Credit Structuring
  • Fiduciary Department
  • Legal & Compliance
  • PvB Control & Supervision
  • Securing Documentations Unit
  • GBS India
  • Change & Delivery
  • Operational Risk

Our Ideal Candidate
  • At least 8 years of experience in banking operations, risk control or credit documentation review.
  • Knowledge of Bank & Credit products, services, policies and procedures as well as regulatory requirement in the banking industry.
  • Knowledge on the legal security documents to ensure facility documents are prepared properly in accordance with credit approval.
  • Sound knowledge on end-to-end real estate financing (with knowledge on overseas property financing will be an added advantage)
  • Proven experience to deal with offshore lawyers
  • Knowledge on the purpose of various security documents of the Bank. Including mortgage.
  • Management skills – to ensure the deliverables are correct and accurate; to manage team members to complete jobs within TAT
  • Interpersonal skills – communicating effectively and provide value adding advice to others, influencing, supervising effectively.
  • Ability to analysis situations, priorities, implements processes and solve problem effectively.
  • Meticulous with the ability to multi-tasks.
  • Awareness of risk and controls, and the ability to identify and resolve any control issues that may arise 

Apply Now to join the Bank for those with big career ambitions.

More job information
Job ref no. 2200013212
Salary
Job Function
Industry
Employment Term
  • Permanent
  • Full-time
Experience
  • 8 years - 13 years
Career Level
  • Middle management level
Education
  • Degree