Job ref no.: 495634
Bank of China (Hong Kong) Limited

Retail Credit Manager (Credit Approval)

Bank of China (Hong Kong) Limited

Job No.: 495634
Employment Type: Full time
Departments: Personal Banking Risk And Integrated Management Department
Job Functions: Accounting, Risk Management


  • Ensure the implementation of retail credit risk management and credit quality
  • Assist in monitoring changes in the quality of retail credit assets, and decide on appropriate risk mitigation measures
  • Develop and implement credit strategies to facilitate the credit process workflow related to approval and compliance issues
  • Support frontline to carry out credit business in compliance with the Bank's credit policies and guidelines
  • Provide recommendation and approve the credit application within the certain authority
  • Develop credit related projects, products and program
  • Improve risk management knowledge within department by providing training and consultancy support
  • Implement application scorecards in NBSM
  • Ensure all necessary documentation and NBSM control measures are in place


  • University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
  • At least 3 years’ experience in credit / financial analysis•Sound knowledge of all aspects of credit industry.
  • Good credit sense / credit judgment with strong communication and interpersonal skills
  • Proficiency in both spoken & written English and Chinese including Putonghua.
  • Good knowledge of Microsoft Office

We offer competitive remuneration package and comprehensive fringe benefits including medical and life insurance, and different types of allowances to the right candidate. Interested parties, please submit your application online. For details, please visit our website

To apply:

Data collected would be used for recruitment purposes only. It might also be disclosed to our subsidiaries or Associated Companies to process the information for appointment. Applicants who do not hear from us within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months of receipt.