Job ref no.: 495676
Bank of China (Hong Kong) Limited

Retail Credit Officer/ Manager (Credit Policy)

Bank of China (Hong Kong) Limited

Job No.: 495676
Employment Type: Full time
Departments: Personal Banking Risk And Integrated Management Department
Job Functions: Risk Management


  • Develop, prepare and review regular credit MIS for retail credit portfolio (including Credit Cards, Secured / Unsecured Loans, SME) to monitor credit performance and asset quality.
  • Perform analysis to identify potential credit risks and suggest appropriate risk mitigation measures.
  • Provide analytic support to help management decision and policy formulation / enhancement.


  • University degree holder, preferably in business administration, finance, economics, statistics or risk management related discipline
  • Minimum 2 years’ experience, preferably in credit risk management/MIS function of consumer lending business in financial institution/bank
  • Sound knowledge of all aspects of credit industry
  • Good analytical skills, detail-minded and proficient in using SAS, Microsoft Excel (VBA) and SQL
  • Good communication and interpersonal skills
  • Proficient in both spoken and written English and Chinese including Putonghua

Candidate with more experience will be considered as Retail Credit Manager.

We offer competitive remuneration package and comprehensive fringe benefits including medical and life insurance, and different types of allowances to the right candidate. Interested parties, please submit your application online. For details, please visit our website

To apply:

Data collected would be used for recruitment purposes only. It might also be disclosed to our subsidiaries or Associated Companies to process the information for appointment. Applicants who do not hear from us within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months of receipt.


More job information
Job ref no. 495676
Job Function
Employment Term
  • Full-time
  • 2 years - 7 years
Career Level
  • Non-management level
  • Degree