Make sound credit decisions for Financial Assets Secured Lending (such as Insurance Financing, Wealth Financing, Security Margin Financing, etc.) and mortgage loans according to the delegated credit and ensure credit decisions are complied with the regulatory requirements and credit policies..
Analyse and recommend credit applications that require approval of higher authorities.
Monitor service quality of the process and approval flow to ensure efficiency and effectiveness.
Communicate closely with Branch associates, Business Units, Support Centre, Pre-approval Team to ensure the required credit information for credit assessment and approval.
Provide workable and constructive feedback to Head of Secured Product Approval to improve process flows & system logic for better efficiency.
Participate in approval system enhancement project and UAT.
Provide continuous support, on job training and guidance to junior staff.
University degree with least 8 years relevant experience or at least 5 years credit approval experience in Consumer loans, particularly on mortgage and secured lending.
Expertise in the approval process and credit assessment for secured lending with good credit analytical skills.
Good communication and interpersonal skills.
Ability to work independently and under pressure.
Proficiency in both English and Chinese.
Matured, self-motivated and detailed oriented.
Sound knowledge in application software.
Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.
All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.
China Construction Bank (Asia) Corporation Limited [“CCB (Asia)"] is the comprehensive and integrated commercial banking business platform of China Construction Bank Corporation in Hong Kong. Currently, CCB (Asia) has over 50 outlets in Hong Kong and offers a wide array of banking products and services to customers, including consumer banking services, commercial banking services, corporate banking services, private banking services, treasury business and cross-border financial services, etc.
We’re inviting high caliber professionals to share our vision and mark our success together.