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Job ref no.: CT3114386-01#4659

Senior Credit Analyst - Insurance

Fitch Ratings

Company Overview:
Dual-headquartered in New York and London, Fitch Ratings is a leading provider of credit ratings, commentary and research. Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise. The additional context, perspective and insights we provide help investors to make important credit judgments with confidence.
Fitch Solutions delivers credit market data, analytical tools and risk services to the global financial community. In addition to offering proprietary market based content, Fitch Solutions distributes the ratings, research and financial data of Fitch Ratings through a variety of flexible platforms. With innovation and experience behind every solution, Fitch Solutions helps financial professionals meet the diverse and evolving needs of today’s global markets.
Fitch Ratings and Fitch Solutions, along with Fitch Learning and BMI Research, are part of the Fitch Group, a global leader in financial information services with operations in more than 30 countries. Fitch Group is majority-owned by Hearst.
Fitch complies with all laws governing employment in each jurisdiction in which it operates, and provides equal opportunity to all applicants and employees. All applications will be considered without regard to race, colour, religion, gender, national origin, age, disability, marital or veteran status, sexual orientation, and other status protected by applicable laws.
Department Overview:
The Fitch global insurance group knows what it takes to deliver value, meaning and insightful ratings to market participants. With coverage across all areas of the insurance market including life, non-life and reinsurance, our experienced analysts apply an open and balanced approach to credit assessment. Leveraging industry data and well-tested credit metrics, our analytical process is supported by a careful mix of quantitative and qualitative factors. Our global insurance team transforms data into actionable opinions that help investors confidently evaluate risk.
The Asia-Pacific Insurance group has analysts in Sydney, Singapore, Japan, Jakarta, Bangkok, Sri Lanka and Hong Kong.
Role Overview:
The successful candidate will be responsible for supporting the analysis and research of a number of insurers, namely life / non-life (re)insurers; plus:
  • carry out financial analysis and insurance research and draft credit rating reports; responsible for full portfolio of credits and related transactions
  • take part in in-depth meetings and discussions with senior management at rated insurers, with the support of experienced colleagues
  • present their credit analysis to rating committees for insurers that they are responsible for
  • participate in rating committees for other insurers and contribute to internal discussions on rating issues
  • monitor/collect specific market information to support senior management team, including market feasibility analysis on specific Asia markets and peer comparison study
  • write and publish topical market commentaries and industry reports
  • represent Fitch externally at conferences
  • contribute to team goals with insightful research
  • plus other duties as and when required
Qualifications and experience:
Candidates must have a strong educational background including a degree and relevant HK / China experience of financial analytical work relating to life and/or non-life insurance companies and markets. This experience may have been gained in a range of roles, such as working in a technical capacity within the insurance industry, actuarial consultancy, credit analysis, financial accounting or banking sector.
A minimum of five years’ experience is required.
CFA or CPA qualifications are desirable.
The ability to conduct business fluently (oral & written) in English & Mandarin is essential; any other languages are advantageous.
Key skills and experience requirements include:
  • the initiative, ability and organisational skills to take responsibility for a portfolio of credits
  • a questioning mind-set to identify the pertinent questions to assess an insurer’s financial profile
  • attention to detail
  • data handling and interpretation
  • the ability to write clearly and to explain technical concepts in simple terms
  • basic knowledge of insurance accounting and financial statements
  • understanding of – and interest in – financial metrics
  • the capacity to work independently while also having a ‘collegiate’ approach
  • the ability to cope with time pressure and deadlines.
Application:
We are not seeking assistance from recruiters at this time.
To apply, please submit a short cover letter detailing your suitability for the role plus up-to-date CV and current compensation details by clicking Apply Now. We regret we are only able to respond to successful applicants.

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More job information
Job ref no. CT3114386-01#4659
Salary
  • N/A
Job Function
Industry
Employment Term
  • Full-time
Experience
  • 5 years - 8 years
Career Level
  • Senior management level
Education
  • Degree