- Drive the launch of loan products including insurance policy loans, premium financing, securities-back loans and/or Lombard lending
- Profit-and-loss owner of loan product portfolio, including the designing the business operating model and portfolio management of loan product book
- Lead the effective launch of new products or customized products, deliver marketing plans
- Build and optimize loan collateral management system to support loan products stated above
- Draw up policies, product manuals and process flows of the loan products stated above
- Liaise with different internal (e.g. sales, credit, compliance, operations) and external stakeholders (consultants) to drive new product development and product management.
- Conduct system UAT and risk assessment to support product launches
- Conduct loan portfolio analysis including portfolio growth, profitability, customer behavior and revenue trend to identify incremental business opportunities;
- Design sales processes and ensure proper operation control and governance;
Qualifications / Requirements :
- University degree holder, preferably in Business Management, Finance or relevant discipline;
- Minimum 5-7 years experience in banking industry, preferably in secured loan products in wealth management and/or private banking space;
- Excellent product knowledge in loans (funding cost, funds transfer pricing), in particular asset backed loans such as insurance policy loans, premium financing and lombard lending; and past experience in managing P&L of loan products
- Hands-on project management experience in system platform development and user scenario testing would be essential for this role;
- Good understanding in market practices as well as regulatory requirements;
- Possess can-do attitude and ability to work with people at all levels;
- Self-motivated and able to work independently and perform under pressure.
- Excellent communication, presentation and problem solving skills are required;
- Proficient in both spoken and written English and Chinese (including Putonghua).
We offer competitive package to the right candidates. Interested parties please send your resume with current & expected salary by clicking “Apply Now” button.
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