Posted on 2021-10-08

Senior Product Manager (Loans), Private Wealth Management

Ping An Bank Company Ltd.


  1. Drive the launch of loan products including insurance policy loans, premium financing, securities-back loans and/or Lombard lending
  2. Profit-and-loss owner of loan product portfolio, including the designing the business operating model and portfolio management of loan product book
  3. Lead the effective launch of new products or customized products, deliver marketing plans
  4. Build and optimize loan collateral management system to support loan products stated above
  5. Draw up policies, product manuals and process flows of the loan products stated above
  6. Liaise with different internal (e.g. sales, credit, compliance, operations) and external stakeholders (consultants) to drive new product development and product management.
  7. Conduct system UAT and risk assessment to support product launches
  8. Conduct loan portfolio analysis including portfolio growth, profitability, customer behavior and revenue trend to identify incremental business opportunities;
  9. Design sales processes and ensure proper operation control and governance;

 Qualifications / Requirements​ :

  1. University degree holder, preferably in Business Management, Finance or relevant discipline;
  2. Minimum 5-7 years experience in banking industry, preferably in secured loan products in wealth management and/or private banking space;
  3. Excellent product knowledge in loans (funding cost, funds transfer pricing), in particular asset backed loans such as insurance policy loans, premium financing and lombard lending; and past experience in managing P&L of loan products
  4. Hands-on project management experience in system platform development and user scenario testing would be essential for this role;
  5. Good understanding in market practices as well as regulatory requirements;
  6. Possess can-do attitude and ability to work with people at all levels;
  7. Self-motivated and able to work independently and perform under pressure. 
  8. Excellent communication, presentation and problem solving skills are required;
  9. Proficient in both spoken and written English and Chinese (including Putonghua).


We offer competitive package to the right candidates. Interested parties please send your resume with current & expected salary by clicking “Apply Now” button.  

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More job information
Job Function
  • Central
Employment Term
  • Permanent
  • Full-time
  • 5 years
Career Level
  • Entry level
  • Degree
  • 5-day week
  • Dental plan
  • Discretionary bonus
  • Medical plan