Job ref no.: 77973014-180002ZB
DBS Bank Ltd

Vice President/ Assistant Vice President, Credit Analyst, Real Estate Team, Institutional

DBS Bank Ltd

  • Competitive pay

DBS. Living, Breathing Asia.

DBS is a leading financial services group in Asia, with over 280 branches across 18 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital position, as well as "AA-" and "Aa1" credit ratings, is among the highest in Asia-Pacific. DBS has been recognised for its leadership in the region, having been named “Asia’s Best Bank” by The Banker, a member of the Financial Times group, and “Best Bank in Asia-Pacific” by Global Finance. The bank has also been named “Safest Bank in Asia” by Global Finance for seven consecutive years from 2009 to 2015.


  • Conduct credit analysis, prepare cash flow modeling and structure credit terms for various kinds of credit proposals (new, renewal, amendment & waiver) according to internal risk standards and credit policies with understanding of the client's strategic, financial objectives/needs as well as credit risk and mitigants

  • Conduct industry and corporate research

  • Monitor risk control and conduct relevant reporting

  • Maintain in depth knowledge of bank credit policies and practices and applicable local and regional regulations to comply with requirements of the Bank and regulatory authority;

  • Make constructive comments on existing and new credit policies and standards

  • Need to join client meeting and site visit with relationship managers

  • Prepare necessary MIS report for Management

  • University Degree in business, accounting or related subjects with CFA, ACCA, CPA or FRM qualifications an advantage

  • 6-10 years’ hand on experiences in Banking
Skill & Knowledge:

  • Sound credit and business knowledge in commercial banking and sound understanding of the regulatory, particularly, Hong Kong and Chinese real estate.

  • Sound knowledge to understand the credit underwriting criteria of both internal and external environments

  • Strong analytical skills and writing skills

  • Good at cash flow projection

  • Good knowledge of bilateral/syndicated loan facilities and derivative products

  • Delivery of good quality credit write up

  • Good Interpersonal and communication skills with good command of both spoken and written English and Chinese (Cantonese and Mandarin)

  • Self-motivated, good team player and able to follow tight deadlines

  • Proficient in MS Word, Excel and PowerPoint

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We regret only shortlisted candidates will be notified.

More job information
Job ref no. 77973014-180002ZB (CT3116213-01#0314)
Job Function
  • Central
Employment Term
  • Permanent
  • 6 years - 19 years
Career Level
  • Non-management level
  • Degree