Job ref no.: 282842475-WD38857
DBS Bank Ltd

Vice President, Credit Risk Analytics, Risk Management Group

DBS Bank Ltd

Business Function 

Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Principal Responsibilities

  • Analyze and validate data from credit bureau in facilitating and/or making recommendation on formulation of credit strategies and portfolio actions for different customer segments from various loan products

  • Analyze acquisition and performance data in facilitating and/or making recommendation on formulation of credit strategies for acquisition of target customer segments

  • Support data analytic initiatives in response to business needs and changed economic environment

  • Perform delinquency portfolio analysis for different loan products, understanding new flow situation and credit performance in facilitating the projection of delinquency, write-off and credit provision

  • Perform vintage & portfolio analysis for maintaining/improving asset quality as well as projection of credit provision


  • Bachelor Degree or above major in Statistics / Finance / Business Administration

  • Minimum 8 years relevant experience in Consumer Banking or credit risk management

  • Proven working experience as a risk analyst or business data analyst

  • Knowledge in statistics and proficiency in Python, SAS and other data analytical/Business Intelligent tools e.g. Alteryx, Qlik

  • Technical expertise regarding data models, database design development, data mining and segmentation techniques

  • Strong analytical skills with the ability to collect, organize, analyze, and disseminate information with attention to detail and accuracy

  • A team player to work with other credit units / other departments in result delivery

  • Good command in both written and spoken English

  • Good interpersonal skills

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognizes your achievements. 

We regret only shortlisted candidates will be notified.

More job information
Job ref no. 282842475-WD38857
Job Function
Employment Term
  • Full-time
  • 5 years - 12 years
Career Level
  • Middle management level
  • Degree