Job ref no.: VP/UPA/CR/CT
China Construction Bank (Asia) Corporation Ltd

Vice President, Unsecured Product Approval - Credit Division (Ref No.:VP/UPA/CR/CT)

China Construction Bank (Asia) Corporation Ltd

Main responsibilities:

  • Manage resources of credit approval team for credit card. Team management include monitoring of lending officers’ key performance indicators and educating them on new polices/workflow to ensure adherence. Prepare lending officers for credit accreditation and perform on-going monitoring of their approval result to ensure they are in accordance with the Bank’s policies and guidelines,  achieving desired business risk and return objectives as well as full compliance on related regulatory requirements
  • Review and approve new card, line adjustment and card loan referred by approvers that exceed approval authority or exception approval authority. Also provide cross team support for unsecured personal loan approval
  • Perform post approval review check to ensure approval processes are compliance to the bank’s underwriting standards, credit policies, company polices, banking regulations & local legislation
  • Assist Team Head to review overall workflow of the team, recommend refinement of both system and manual workflow to improve efficiency. Prepare SOP for UPL product and ensure updating version is in line with production
  • Work closely with Marketing, Branches, Support Centre, Customer Fulfilment, ISG, Collection, Authorization & Fraud, Credit Guideline and Procedure Team & etc for product/ system / new campaign launch, urgent or special request, appeal or complaint cases and other new regulatory requirement implementation
  • Ensure user acceptance test and sample checking for system enhancement and marketing program related to credit approval or credit selection criteria are completed satisfactory before launch
  • Develop and retain high potential staff in the team through training, development, coaching, merit based recognition and compensation


  • University degree with minimum 10 years’ experience, or minimum 15 years proven experience in approval of unsecured products
  • At least 10 years in supervisory level and of which at least 5 years in managing and developing a team of lending officers
  • Strong communication and negotiation skill, mature leadership skill
  • Strong credit decision skills and capable to make decision based on incomplete information
  • Ability to work independently and under pressure
  • Good command of both English and Chinese, including Putonghua

To apply, please send your detailed resume stating present and expected salary to one of the following channels:-

By Email: [via CTgoodjobs Apply Now ]

By Fax: 2526 8181

Applicants who are not contacted within 8 weeks may consider their applications unsuccessful and their personal data will be retained by the bank for a period up to two years.

All information provided by applicants will be used for recruitment purposes only and will be used strictly in accordance with the bank’s personal data policies, a copy of which will be provided upon request.

More job information
Job ref no. VP/UPA/CR/CT (CT3114305-01#0202)
  • N/A
Job Function
  • Kowloon Bay
Employment Term
  • Permanent
  • Full-time
  • 10 years - 15 years
Career Level
  • Middle management level
  • Degree