Corporate and Investment Banking provides corporate customers with a full range of commercial banking products and services, including cash management services, current accounts, time deposits, trade finance, working capital finance, term loans and foreign exchange. Through our continued commitment, DBS has cultivated long-standing relationships with its customers in the region that are based on account relationship management, service differentiation, product development and rigorous credit standards.
Responsibilities
Responsible and assist senior bankers in credit originations including preparation and review of credit memos on new and existing TMT clients in HK and China on corporate lending, derivatives hedging, and trade business related financial solutions and advisory
Assess the credit worthiness of counterparties through accurate and insightful industry or business related analysis, risk grading, financial modeling and stress testing
Spread and analyze financial statements to perform ratio analysis and evaluate credit quality and portfolio risk. Manage the submission process and timelines
Monitor the portfolio of lending and derivative exposure. Conduct credit and exposure analysis in credit forums
Ensure regulatory and risk compliances
Monitor on-going credit developments and compliance to credit conditions and covenants
Provide training to staff for credit memo write up and dealing with regulatory if needed
Requirements
Degree holder in Business Administration, Finance, Marketing, Economics or related disciplines
Minimum 7 years of relationship management and credit analysis experience in corporate / commercial banking environment
Good understanding of commercial banking products and services and HK-China cross-border RMB products
Strong credit analysis and risk management skills
Demonstrate excellent drive for results and be able to adapt to a fast paced environment
Good leadership with effective interpersonal and communication skills
Proficiency in written and oral English, Cantonese and Mandarin
Candidate with less experience will be consider as Senior Associate rank
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
We regret only shortlisted candidates will be notified.