Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.
To review. assess and recommend credit applications for customers under an assigned portfolio with high quality comments and advice to business units on risk assessment, monitoring, deal structuring and account strategy
To assess, identify, review and monitor the Bank’s credit risk at individual and portfolio level against irregularities identified / deteriorating business conditions to minimize potential NPL
To identify any deterioration of portfolio quality assigned under periodic review and to ensure timely response according to the bank policies.
To ensure compliance of regulatory requirements and internal bank policies
Degree holder in Banking, Business Management, Economics, Finance or related disciplines
Minimum 8 years of experience in credit risk, commercial banking or corporate banking experience in lending or related activities
For those with lesser experience, a lower rank to be considered.
Strong credit analytical and risk assessment skills
Financial Statements familiarity
Sound knowledge in bank operation, bank products, credit framework and regulatory requirements
Excellent communication, interpersonal skills and stakeholder management
Effective presentation skill and sound ability in handling
A good team player, result-oriented, with strong sense of ownership